Payment Setup

Configure payment providers to start accepting payments from customers worldwide.

How Payments Work

Direct Payments - You Keep 100%

Pixlpay uses direct payments - customer funds go straight to YOUR payment provider account. We never touch your customer's money. You only pay the payment provider's processing fees.

Pixlpay earns revenue from monthly subscriptions, not from taking a cut of your sales.

Supported Payment Providers

Pixlpay supports 12 payment providers covering customers globally:

Provider	Best For	Payment Types	Subscriptions
Stripe	Global, US, EU, UK	Cards, Apple Pay, Google Pay, Klarna	Yes
PayPal	Global	PayPal Balance, Cards, Venmo	Yes
Razorpay	India	Cards, UPI, Netbanking, Wallets	Yes
Iyzico	Turkey	Cards, BKM Express, Installments	Limited
PayTR	Turkey	Cards, Bank Transfers	No
Mollie	Europe	iDEAL, Bancontact, SEPA, Cards	Yes
Paystack	Africa	Cards, Bank Transfers, Mobile Money	Yes
Xendit	Southeast Asia	E-wallets, Bank Transfers, Cards, QRIS	Yes
Paymob	MENA (Middle East)	Cards, Fawry, Mobile Wallets	No
Mercado Pago	Latin America	Cards, PIX, Boleto	Yes
CoinPayments	Global (Crypto)	Bitcoin, Ethereum, 100+ Cryptos	No
Terminal3	Global (Paymentwall)	Cards, E-wallets, Bank Transfers, 150+ Methods	Yes

Quick Start

1. Go to Settings > Payments
2. Click Configure on your preferred provider
3. Complete the setup (OAuth or API credentials)
4. Enable the provider
5. Optionally set as primary

---

Stripe

Best for: Global coverage, US, EU, UK, Australia, Canada

Why Stripe?

• Largest global coverage (46+ countries)
• Apple Pay & Google Pay included
• Klarna (Buy Now, Pay Later)
• Best-in-class fraud protection
• Automatic payouts
• Full subscription support

Supported Currencies

Stripe supports 135+ currencies. Primary currencies include USD, EUR, GBP, CAD, AUD, and most major world currencies.

Setup Steps

1. Go to Settings > Payments
2. Click Connect Stripe
3. Sign in to your Stripe account (or create one)
4. Authorize Pixlpay to connect
5. Complete Stripe's verification if needed

OAuth Connection

Stripe uses OAuth, so you never enter API keys in Pixlpay. This is the most secure connection method.

Stripe Verification Requirements

Stripe requires verification before you can receive payouts:

Requirement	Details
Business Info	Legal business name, address, type
Bank Account	Account for receiving payouts
Identity	ID verification for account owner
Tax Info	Tax ID (varies by country)

Stripe Fees

Payment Type	Fee (US)
Cards	2.9% + $0.30
International cards	+1.5%
Currency conversion	+1%
Apple/Google Pay	2.9% + $0.30
Klarna	5.99% + $0.30

Fees vary by country. View Stripe pricing

Stripe Features in Pixlpay

• Automatic OAuth connection
• Real-time payment status
• Refunds from Pixlpay dashboard
• Dispute notifications
• Payout tracking
• Full subscription support with automatic renewals

---

PayPal

Best for: Global coverage, customers who prefer PayPal

Why PayPal?

• Trusted brand customers recognize
• PayPal balance payments
• Venmo (US)
• Pay in 4 (BNPL)
• Subscription support

Setup Steps

1. Go to Settings > Payments
2. Find PayPal and click Configure
3. Enter your PayPal API credentials:
   • Client ID
   • Client Secret
4. Choose environment (Sandbox for testing, Live for production)
5. Save and enable

Getting PayPal API Credentials

1. Log in to PayPal Developer Dashboard
2. Go to Apps & Credentials
3. Click Create App
4. Name it (e.g., "Pixlpay Store")
5. Copy the Client ID and Secret

Live vs Sandbox

Make sure to use Live credentials for real payments. Sandbox is for testing only.

PayPal Fees

Payment Type	Fee (US)
PayPal balance	2.9% + $0.30
Cards via PayPal	2.9% + $0.30
International	+1.5%
Venmo	2.9% + $0.30

View PayPal pricing

PayPal Webhook Setup

Pixlpay automatically handles PayPal webhooks. No manual configuration needed.

---

Razorpay

Best for: India - accept UPI, Netbanking, and Indian cards

Why Razorpay?

• UPI payments (most popular in India)
• All Indian banks supported
• Indian card networks (RuPay)
• Wallets (Paytm, PhonePe)
• INR settlements
• Full subscription support with pause/resume

Supported Currencies

Primary currency: INR (Indian Rupee)

Razorpay also supports international cards in USD, EUR, and other major currencies.

Supported Payment Methods

• Cards: Visa, Mastercard, RuPay, American Express, Diners
• UPI: Google Pay, PhonePe, Paytm, BHIM
• Netbanking: All major Indian banks
• Wallets: Paytm, Mobikwik, Freecharge, Airtel Money
• EMI: Credit card EMI options

Setup Steps

1. Create a Razorpay account
2. Complete KYC verification
3. Go to Settings > API Keys in Razorpay dashboard
4. Generate a new API key pair
5. In Pixlpay, go to Settings > Payments > Razorpay
6. Enter:
   • Key ID (starts with rzp_live_ or rzp_test_)
   • Key Secret
7. Optionally add Webhook Secret for signature verification
8. Save and enable

Razorpay Verification

Razorpay requires:

• PAN card
• GST number (if applicable)
• Bank account (Indian)
• Business documents

Razorpay Fees

Payment Type	Fee
UPI	2%
Netbanking	2%
Credit Cards	2%
Debit Cards	2%
Wallets	2%

View Razorpay pricing

Razorpay Webhook Setup

1. In Razorpay dashboard, go to Settings > Webhooks
2. Add webhook URL: https://api.pixlpay.net/webhooks/razorpay
3. Select events: payment.captured, payment.failed, refund.created, subscription.*
4. Copy the webhook secret to Pixlpay settings

Subscription Features

Razorpay supports full subscription management:

• Create recurring billing plans
• Pause and resume subscriptions
• Customer-initiated pauses
• Automatic payment retries
• Subscription webhooks

---

Iyzico

Best for: Turkey - accept Turkish cards and local payment methods

Why Iyzico?

• All Turkish banks supported
• BKM Express integration
• Installment payments (up to 12 months)
• Multiple currency support
• Local customer support

Supported Currencies

• TRY (Turkish Lira) - Primary
• EUR, USD, GBP
• IRR, NOK, RUB, CHF

Supported Payment Methods

• Cards: Visa, Mastercard, American Express
• Local Cards: All Turkish bank cards
• BKM Express: Turkish mobile payment system
• Installments: 2, 3, 6, 9, 12 month options

Setup Steps

1. Create an Iyzico account
2. Complete merchant verification
3. Go to Settings in Iyzico dashboard
4. Find your API credentials
5. In Pixlpay, go to Settings > Payments > Iyzico
6. Enter:
   • API Key
   • Secret Key
7. Choose environment (Sandbox or Production)
8. Save and enable

Subscription Support

Iyzico subscription support requires special account activation. Contact Iyzico support to enable subscriptions on your account. If not enabled, you'll receive an error when trying to create subscriptions.

Iyzico Fees

Payment Type	Fee
Turkish Cards	2.49% + TRY 0.25
International	3.49% + TRY 0.25
BKM Express	2.49% + TRY 0.25

View Iyzico pricing

Sandbox vs Production

• Sandbox URL: https://sandbox-api.iyzipay.com
• Production URL: https://api.iyzipay.com

Toggle sandbox mode in Pixlpay settings based on your API keys.

---

PayTR

Best for: Turkey - alternative to Iyzico with competitive rates

Why PayTR?

• Competitive Turkish rates
• All major Turkish banks
• Virtual POS support
• TRY settlements
• iFrame-based secure payment form

Supported Currencies

• TRY (Turkish Lira) - Primary
• USD, EUR, GBP

Supported Payment Methods

• Cards: All major credit/debit cards
• Turkish Bank Cards: All local banks
• Installments: Up to 12 months

Setup Steps

1. Create a PayTR account
2. Complete merchant verification
3. Get your API credentials from PayTR dashboard
4. In Pixlpay, go to Settings > Payments > PayTR
5. Enter:
   • Merchant ID
   • Merchant Key
   • Merchant Salt
6. Choose test mode (sandbox) or live mode
7. Save and enable

PayTR Fees

Payment Type	Fee
Turkish Cards	2.49%
Bank Transfer	Lower rates

Contact PayTR for custom pricing.

Payment Flow

PayTR uses an iFrame-based payment flow:

1. Customer selects PayTR at checkout
2. Secure iFrame loads with payment form
3. Customer enters card details
4. Payment is processed
5. Webhook notification sent to Pixlpay

No Subscription Support

PayTR does not support recurring subscriptions. For subscription products targeting Turkey, consider using Iyzico or Stripe instead.

---

Mollie

Best for: Europe - iDEAL, Bancontact, SEPA, and European cards

Why Mollie?

• iDEAL (Netherlands - 60% of payments)
• Bancontact (Belgium)
• SEPA Direct Debit
• Giropay (Germany)
• EPS (Austria)
• Przelewy24 (Poland)
• EUR settlements
• Full subscription support with mandates

Supported Currencies

Primary: EUR (Euro)

Also supports: GBP, USD, CHF, SEK, DKK, NOK, PLN, CZK, HUF

Supported Payment Methods

• iDEAL: Netherlands bank transfers
• Cards: Visa, Mastercard, American Express
• Bancontact: Belgium
• SEPA Direct Debit: EU-wide
• Giropay: Germany
• EPS: Austria
• Przelewy24: Poland
• KBC/CBC: Belgium
• Belfius: Belgium
• Apple Pay: Where available
• Klarna: Buy now, pay later

Setup Steps

1. Create a Mollie account
2. Complete verification
3. Go to Developers > API Keys in Mollie dashboard
4. Copy your Live API Key (starts with live_) or Test API Key (starts with test_)
5. In Pixlpay, go to Settings > Payments > Mollie
6. Enter your API Key
7. Save and enable

Test vs Live Mode

Mollie API keys indicate the mode:

• test_ prefix = Sandbox mode
• live_ prefix = Production mode

Mollie Fees

Payment Type	Fee
iDEAL	EUR 0.29
Cards	1.8% + EUR 0.25
Bancontact	1.4% + EUR 0.25
SEPA	EUR 0.25 + EUR 0.25
Klarna	2.99% + EUR 0.29

View Mollie pricing

Subscription Features

Mollie subscriptions use a mandate-based system:

1. First Payment: Customer completes initial payment to create a mandate
2. Mandate Creation: Payment method stored securely
3. Recurring Charges: Automatic billing based on mandate

Supported subscription intervals:

• Days (e.g., "7 days")
• Weeks (e.g., "2 weeks")
• Months (e.g., "1 month")

Mandate Required

Subscriptions require the customer to complete an initial payment. The checkout process will redirect them to authorize the mandate.

---

Paystack

Best for: Africa - Nigeria, Ghana, South Africa, Kenya

Why Paystack?

• Local African cards
• Mobile money (M-Pesa, etc.)
• Bank transfers
• USSD payments
• Local currency settlements
• Full subscription support

Supported Countries & Currencies

Country	Currency
Nigeria	NGN
Ghana	GHS
South Africa	ZAR
Kenya	KES

Supported Payment Methods

• Cards: Visa, Mastercard, Verve
• Bank Transfers: Direct bank payments
• Mobile Money: MTN, Vodafone, AirtelTigo (Ghana)
• USSD: Bank USSD codes (Nigeria)
• QR Payments: Visa QR

Setup Steps

1. Create a Paystack account
2. Complete KYC verification
3. Go to Settings > API Keys in Paystack dashboard
4. In Pixlpay, go to Settings > Payments > Paystack
5. Enter:
   • Public Key (starts with pk_live_ or pk_test_)
   • Secret Key (starts with sk_live_ or sk_test_)
6. Save and enable

Paystack Fees

Region	Fee
Nigeria	1.5% + NGN 100 (capped at NGN 2000)
Ghana	1.95% (no cap)
South Africa	2.9% + R2
Kenya	2.9%

View Paystack pricing

Paystack Webhook Setup

1. In Paystack dashboard, go to Settings > API Keys & Webhooks
2. Add webhook URL: https://api.pixlpay.net/webhooks/paystack
3. Paystack will send a X-Paystack-Signature header for verification

Subscription Features

Paystack supports recurring payments with plans:

Subscription Intervals:

• Daily
• Weekly
• Monthly
• Quarterly
• Biannually (6 months)
• Annually

Pause Not Supported

Paystack does not support pausing subscriptions. Subscriptions can only be canceled and recreated.

---

Xendit

Best for: Southeast Asia - Indonesia, Philippines, Vietnam, Thailand, Malaysia

Why Xendit?

• E-wallets (GoPay, OVO, Dana, GCash)
• Bank transfers
• QR payments (QRIS)
• Virtual accounts
• Local currency settlements
• Full subscription support with pause/resume

Supported Countries & Currencies

Country	Currency	E-wallets
Indonesia	IDR	OVO, Dana, GoPay, LinkAja, ShopeePay
Philippines	PHP	GCash, Maya
Vietnam	VND	MoMo, ZaloPay
Thailand	THB	PromptPay
Malaysia	MYR	Touch 'n Go, Boost

Supported Payment Methods

• E-wallets: OVO, Dana, GoPay, LinkAja, ShopeePay, GCash
• Cards: Visa, Mastercard
• Bank Transfers: Virtual accounts
• QRIS: Indonesian QR standard
• Direct Debit: Selected banks

Setup Steps

1. Create a Xendit account
2. Complete business verification
3. Go to Settings > API Keys in Xendit dashboard
4. Generate an API key
5. In Pixlpay, go to Settings > Payments > Xendit
6. Enter:
   • Secret Key (API Key)
   • Callback Token (for webhook verification)
7. Save and enable

Test vs Live Mode

Xendit API keys indicate the mode:

• xnd_development_ prefix = Sandbox mode
• xnd_production_ prefix = Live mode

Xendit Fees

Country	Card Fee	E-wallet Fee
Indonesia	2.9% + IDR 2000	1.5%
Philippines	3.5% + PHP 15	2%
Vietnam	2.9%	1.5%

View Xendit pricing

Subscription Features

Xendit supports recurring payments with full lifecycle management:

Subscription Intervals:

• DAY
• WEEK
• MONTH
• YEAR

Features:

• Pause and resume subscriptions
• Automatic retry on failed payments
• Webhook notifications for all status changes

---

Paymob

Best for: MENA - Egypt, UAE, Saudi Arabia, Pakistan

Why Paymob?

• Middle East coverage
• Fawry (Egypt cash payments)
• Mobile wallets
• Local cards
• Local currency settlements
• iFrame-based secure payments

Supported Countries & Currencies

Country	Currency
Egypt	EGP
UAE	AED
Saudi Arabia	SAR
Pakistan	PKR
Oman	OMR

Supported Payment Methods

• Cards: Visa, Mastercard, Meeza (Egypt)
• Fawry: Egypt's cash payment network
• Mobile Wallets: Vodafone Cash, Orange Money, Etisalat Cash
• ValU: Buy now, pay later (Egypt)

Setup Steps

1. Create a Paymob account
2. Complete merchant verification
3. Get your API credentials from Paymob dashboard
4. In Pixlpay, go to Settings > Payments > Paymob
5. Enter:
   • API Key
   • Integration ID (for card payments)
   • Iframe ID (for payment form)
   • HMAC Secret (for webhook verification)
   • Wallet Integration ID (optional, for mobile wallets)
6. Save and enable

Paymob Payment Flow

Paymob uses a 3-step authentication flow:

1. Authentication: Get auth token with API key
2. Order Registration: Register order with amount and items
3. Payment Key: Get payment key for iFrame

The iFrame handles secure card entry and 3D Secure verification.

Paymob Fees

Payment Type	Fee
Cards (Egypt)	2.5%
Fawry	2%
Mobile Wallets	1%

Contact Paymob for regional pricing.

No Subscription Support

Paymob does not support recurring subscriptions. For subscription products targeting MENA, consider using Stripe (where available) or implementing manual recurring billing.

---

Mercado Pago

Best for: Latin America - Brazil, Argentina, Mexico, Chile, Colombia

Why Mercado Pago?

• PIX (Brazil - instant payments)
• Boleto (Brazil - cash payments)
• Local cards
• Cash at convenience stores
• Local currency settlements
• Subscription support with pause/resume

Supported Countries & Currencies

Country	Currency	Local Methods
Brazil	BRL	PIX, Boleto
Argentina	ARS	Rapipago, Pagofacil
Mexico	MXN	OXXO
Colombia	COP	PSE, Efecty
Chile	CLP	Webpay
Peru	PEN	PagoEfectivo
Uruguay	UYU	-

Supported Payment Methods

Brazil:

• PIX (instant bank transfer)
• Boleto Bancario (cash payment slips)
• Credit/Debit cards

Argentina:

• Cards
• Rapipago
• Pagofacil

Mexico:

• Cards
• OXXO (convenience store payments)

Other Countries:

• Local cards
• Bank transfers
• Cash payment networks

Setup Steps

1. Create a Mercado Pago account
2. Go to Your Integrations in developer settings
3. Create an application
4. Get your credentials
5. In Pixlpay, go to Settings > Payments > Mercado Pago
6. Enter:
   • Access Token
   • Public Key
7. Select your Country (determines available payment methods)
8. Save and enable

Mercado Pago Fees

Country	Fee
Brazil	4.99%
Argentina	4.99% + IVA
Mexico	3.99% + IVA

View Mercado Pago pricing

Subscription Features

Mercado Pago supports recurring payments (preapproval):

Features:

• Flexible billing intervals (days, weeks, months)
• Trial periods
• Pause and resume
• Prorated upgrades

Subscription Intervals:

• Days
• Weeks
• Months

---

CoinPayments

Best for: Cryptocurrency payments - Bitcoin, Ethereum, and 100+ altcoins

Why CoinPayments?

• 100+ cryptocurrencies supported
• Low fees (0.5%)
• Auto-conversion to stablecoins
• Instant confirmations for some coins
• Global availability
• No chargebacks

How Cryptocurrency Payments Work

1. Customer selects cryptocurrency at checkout
2. Invoice generated with wallet address and amount
3. Customer sends crypto from their wallet
4. Payment confirmed after blockchain confirmations
5. Order completed automatically

Supported Cryptocurrencies

Major Coins:

• Bitcoin (BTC)
• Ethereum (ETH)
• Litecoin (LTC)
• Bitcoin Cash (BCH)

Stablecoins:

• USDT (Tether)
• USDC (USD Coin)
• BUSD

Popular Altcoins:

• Dogecoin (DOGE)
• Cardano (ADA)
• Solana (SOL)
• Polygon (MATIC)
• TRON (TRX)
• Binance Coin (BNB)
• Ripple (XRP)

And 100+ more cryptocurrencies.

Supported Fiat Currencies

CoinPayments can display prices in: USD, EUR, GBP, CAD, AUD, BRL, CHF, CZK, DKK, HKD, HUF, ILS, INR, JPY, MXN, MYR, NOK, NZD, PHP, PLN, RUB, SEK, SGD, THB, TRY, TWD, ZAR

Setup Steps

1. Create a CoinPayments account
2. Go to Account > Account Settings > Merchant Settings
3. Generate API credentials (V2 API)
4. Configure IPN (Instant Payment Notification)
5. In Pixlpay, go to Settings > Payments > CoinPayments
6. Enter:
   • Client ID
   • Client Secret
   • Receive Currency (which crypto you want to receive, e.g., BTC, USDT)
7. Save and enable

CoinPayments Webhook Setup

1. In CoinPayments, go to Account > Account Settings > Merchant Settings
2. Set IPN URL: https://api.pixlpay.net/webhooks/coinpayments
3. IPN verification uses HMAC-SHA256 signature

CoinPayments Fees

Type	Fee
All cryptocurrencies	0.5%
Conversion to stablecoin	+0.5%

View CoinPayments fees

No Refunds

Cryptocurrency transactions are irreversible. If you need to refund a customer, you must manually send crypto to their wallet address.

No Subscription Support

CoinPayments does not support recurring subscriptions due to the nature of cryptocurrency payments. For subscription products, consider using traditional payment methods.

---

Terminal3

Best for: Global coverage with 150+ payment methods via Paymentwall

Why Terminal3?

• 150+ payment methods worldwide
• Local payment methods in 200+ countries
• Credit/Debit cards with 3D Secure
• E-wallets (Alipay, WeChat Pay, etc.)
• Bank transfers and direct debit
• Mobile payments
• Prepaid cards (Paysafecard, etc.)
• Full subscription support with card tokenization
• Built-in fraud protection

Supported Currencies

Terminal3 supports major global currencies:

USD, EUR, GBP, TRY, BRL, MXN, PLN, RUB, CNY, JPY, KRW

Supported Payment Methods

Cards:

• Visa, Mastercard, American Express
• Discover, JCB, Diners Club
• 3D Secure authentication

E-wallets:

• Alipay
• WeChat Pay
• QIWI
• WebMoney
• And many more regional wallets

Bank Transfers:

• SEPA (Europe)
• Wire transfers
• Direct debit

Prepaid & Cash:

• Paysafecard
• MINT
• Local prepaid options

Mobile:

• Carrier billing
• Mobile wallets

Setup Steps

Terminal3 uses two separate API systems:

• Widget API: For one-time payments (supports all 150+ methods)
• Brick API: For subscriptions (card payments with tokenization)

1. Create a Terminal3/Paymentwall account
2. Complete merchant verification
3. In Terminal3 dashboard, go to My Projects
4. Create or select your project
5. Get your API credentials:
   • Project Key (public key for Widget)
   • Secret Key (private key for Widget)
   • Brick Public Key (for subscriptions)
   • Brick Private Key (for subscriptions)
6. In Pixlpay, go to Settings > Payments > Terminal3
7. Enter:
   • Widget Public Key (Project Key)
   • Widget Private Key (Secret Key)
   • Brick Public Key (optional, for subscriptions)
   • Brick Private Key (optional, for subscriptions)
8. Choose environment (Sandbox or Production)
9. Save and enable

Subscription Requirements

To enable subscription products, you must provide both Widget AND Brick API credentials. The Brick API handles card tokenization for recurring billing.

Test vs Production Mode

Toggle sandbox mode in Pixlpay settings based on your environment:

• Sandbox Mode ON: Uses test credentials for development
• Sandbox Mode OFF: Uses production credentials for real payments

Terminal3 Fees

Payment Type	Fee
Credit/Debit Cards	5-10% (varies by region)
E-wallets	Varies by method
Bank Transfers	Varies by country

Contact Terminal3/Paymentwall for custom pricing based on your volume and region.

View Terminal3 pricing

Webhook Setup (Pingback)

Terminal3 uses "Pingback" notifications for payment events:

1. In Terminal3 dashboard, go to My Projects > [Your Project] > Settings
2. Set Pingback URL: https://api.pixlpay.net/webhooks/terminal3
3. Enable Pingback signature verification
4. Terminal3 will send pingbacks for:
   • Payment completed
   • Payment failed
   • Subscription created/renewed/cancelled
   • Refund processed

Subscription Features

Terminal3 supports full subscription management via the Brick Direct API:

Features:

• Card tokenization (permanent tokens)
• Automatic recurring billing
• Trial periods
• Pause and resume subscriptions
• Prorated plan upgrades
• Subscription cancellation

Subscription Intervals:

• Daily
• Weekly
• Monthly
• Yearly
• Custom intervals

How it works:

1. Customer enters card details in secure checkout
2. Card is tokenized via Brick API
3. Permanent token stored for recurring charges
4. Automatic billing on renewal date
5. Webhook notifications for all events

Card-Only Subscriptions

Subscriptions via Terminal3 only support card payments. E-wallets and other methods are available for one-time payments only.

Payment Flow

One-time Payments (Widget API):

1. Customer selects Terminal3 at checkout
2. Redirected to Terminal3 payment page
3. Customer selects from 150+ payment methods
4. Completes payment
5. Redirected back to store
6. Pingback confirms payment

Subscription Payments (Brick API):

1. Customer selects Terminal3 at checkout
2. Card details entered in secure form
3. Card tokenized via Brick Direct
4. Initial charge processed
5. Token stored for future renewals
6. Automatic recurring charges

---

Multiple Providers

You can enable multiple payment providers simultaneously:

Benefits

• Regional coverage: Use Razorpay for India, Mollie for Europe
• Customer choice: Let customers pick their preferred method
• Redundancy: Backup if one provider has issues
• Optimization: Route to cheapest provider

Setting Primary Provider

1. Go to Settings > Payments
2. Find your preferred provider
3. Click Set as Primary

The primary provider appears first at checkout, but customers can choose others.

At Checkout

Customers see all enabled providers and can choose:

Payment Method
- Pay with Card (Stripe)
- PayPal
- UPI / Netbanking (Razorpay)
- Cryptocurrency

---

Testing Payments

Before going live, test your setup:

1. Enable test/sandbox mode in your provider dashboard
2. Use test card numbers (see below)
3. Make test purchases on your store
4. Verify orders appear in Pixlpay
5. Switch to live mode when ready

Test Card Numbers

Provider	Test Card	Notes
Stripe	4242 4242 4242 4242	Any future expiry, any CVC
PayPal	Use sandbox accounts	Create at developer.paypal.com
Razorpay	4111 1111 1111 1111	Any future expiry, any CVC
Iyzico	5528 7900 0000 0008	Test card for iyzico
Mollie	Use test API key	test_ prefix keys
Paystack	4084 0840 8408 4081	PIN: 0000, OTP: 123456
Xendit	4000 0000 0000 0002	Test card
Paymob	Contact Paymob support	Test credentials provided
Mercado Pago	Use sandbox credentials	Test cards in documentation
CoinPayments	Use LTCT (Litecoin Testnet)	Free testnet coins
Terminal3	4000 0000 0000 0002	Test card for Brick API

Use any future expiry date and any CVC unless specified otherwise.

---

Troubleshooting

Payment Not Completing

1. Check provider dashboard for errors
2. Verify API credentials are correct
3. Ensure webhooks are configured
4. Check if test mode is accidentally on
5. Review provider's transaction logs

Provider Not Appearing at Checkout

1. Verify provider is enabled in Settings
2. Check if provider supports customer's currency
3. Ensure credentials are valid
4. Check plan restrictions (some providers require higher plans)

Webhook Issues

1. Verify webhook URL is correct
2. Check webhook secret matches
3. View webhook logs in provider dashboard
4. Ensure your server accepts POST requests

Subscription Issues

1. Verify provider supports subscriptions (see table above)
2. Check if subscription feature is enabled on your provider account
3. For Mollie: Ensure customer has valid mandate
4. For Iyzico: Contact support to enable subscriptions

---

Need Help?

• Provider Issues: Contact the payment provider directly
• Pixlpay Issues: support@pixlpay.net
• Documentation: Check each provider's docs linked above